We need to be smart about spending these days. So spend on items you need, save up for the wants. Also spend on something you'll get returns or rebates. Like I always carry rewards cards of SM, Rustan's, Mercury Drug, National Bookstore, Coffee Bean. I wish Starbucks had a rewards card. I recently got myself a Gerry's Grill card. With the above card, you earn points everytime you present it upon purchase. Accumulate the points and you get cash discounts. I simply love it, you get points for your loyalty.
For airlines, I have the PAL card, the Cathay Pacific Frequent Flyer Card and Singapore Airlines card. I got great discounts from the PAL card. I got a spa treatment and make up set from Cathay. And I got an upgrade with Sing Air. See, cards are really neat! :) Question? Does Cebu Pacific had a frequent flyer card?
Now I've been a Smart user, I have a Smart cell and subscribe (still do) to Smarbro. They have Rewards system as well. Although it's just a small amount, it'll surely help.
And I pay my bills online and found out that BPI gives you points when you pay online. You get freebies from Chowking. Cool huh?